UnverifiedPakistani citizens aged 21–45 (18+ for IT and e-commerce).Unverified: not confirmed from an official source. Check the official site.Source: Bank notices and secondary guides (Loan tiers and validity date as reported) (not official, so not linked)Checked on:
Haqdaar is an independent, unofficial guide. We are not BISP, the Government of Pakistan or any provincial government. We never ask for your CNIC, phone number or any fee. Apply only on the official website or office linked on this page.
حقدار ایک آزاد، غیر سرکاری رہنما ہے۔ ہمارا بی آئی ایس پی، حکومتِ پاکستان یا کسی صوبائی حکومت سے کوئی تعلق نہیں۔ ہم کبھی آپ کا شناختی کارڈ نمبر، فون نمبر یا کوئی فیس نہیں مانگتے۔ درخواست صرف اس صفحے پر دی گئی سرکاری ویب سائٹ یا دفتر میں دیں۔
Status unclearFederal
PM Youth Business & Agriculture Loan Scheme
Also called: PMYB&ALS, formerly Kamyab Jawan
Subsidised bank loans for young people’s businesses and farming.
Last checked: (today) · Source: pmyp.gov.pk
This page was last checked more than 30 days ago. We are re-checking it. Confirm on the official source before you act.
This page is not yet verified. We could not yet confirm this scheme’s key facts from an official source. Treat everything below as a pointer only and confirm with the official office.
- Who it is for
- How much
- UnverifiedTier 1: small interest-free loans. Tier 2: up to Rs 1.5 million at 5%. Tier 3: up to Rs 7.5 million at 7%.This figure is more than 45 days old, so we have hidden it. Confirm it on the official site or helpline.Unverified: not confirmed from an official source. Check the official site.Source: Bank notices and secondary guides (Loan tiers and validity date as reported) (not official, so not linked)Checked on:
- How to apply
- UnverifiedApply on pmyp.gov.pk; participating banks then process the application.Unverified: not confirmed from an official source. Check the official site.Source: Bank notices and secondary guides (Loan tiers and validity date as reported) (not official, so not linked)Checked on:
- Official helpline
- We have not found a confirmed helpline yet.
Current status
UnverifiedOne bank notice said the scheme ran until 30 June 2026. Its status after that is not confirmed officially.Unverified: not confirmed from an official source. Check the official site.Source: Bank notices and secondary guides (Loan tiers and validity date as reported) (not official, so not linked)Checked on:
Who qualifies
- UnverifiedAge 21–45; at least 18 for IT and e-commerce businesses.Unverified: not confirmed from an official source. Check the official site.Source: Bank notices and secondary guides (Loan tiers and validity date as reported) (not official, so not linked)Checked on:
Documents needed
We have not listed documents because we could not confirm the current list from an official source. Ask the official site or helpline. Give your CNIC only at the official office or on the official website.
How to apply
- UnverifiedApply on pmyp.gov.pk; participating banks then process the application.Unverified: not confirmed from an official source. Check the official site.Source: Bank notices and secondary guides (Loan tiers and validity date as reported) (not official, so not linked)Checked on:
How to check your status
- UnverifiedFor status, see pmyp.gov.pk or the State Bank’s scheme page.Unverified: not confirmed from an official source. Check the official site.Source: sbp.org.pk (PMYB&ALS scheme page)Checked on:
Scams around this scheme
- Avoid “agents” who charge to get your loan approved or for a “file fee”. Apply only on the official portal or at the bank branch.
- “Instant loan” ads on WhatsApp or Facebook are usually not the government scheme.
- Never share your OTP, PIN or bank password with anyone.
Questions people ask
- Is the scheme open now?
- We could not confirm it. Check the official site or ask your bank about its status after 30 June 2026.
Change log
No changes recorded yet.
Three things that keep you safe
BISP messages come only from 8171
A message from any other number, WhatsApp account or link is fake.
Source: bisp.gov.pk (Press Release No. 20, 10 Mar 2026)Checked on:Registration is free
There is no fee to register with BISP or to receive a payment. Report any deduction on 0800-26477.
Source: bisp.gov.pk (Press Release No. 20, 10 Mar 2026)Checked on:There is no online PMT checker
Any website that claims to show your PMT score is fake.
Source: PhoneWorld (Report on fake "8171 check online" sites, quoting a BISP official) (not official, so not linked)Checked on:
Related schemes
This page is also in اردو.