{"name":"Haqdaar scheme data (unofficial)","notice":"Haqdaar is an independent, unofficial guide. It does not process applications or check eligibility. Apply only through the official channels listed.","license":"CC BY 4.0 (compilation). Attribute \"Haqdaar (haqdaar.danixsoft.com)\" and keep the source fields.","checked_at":"2026-10-26","schemes":[{"slug":"benazir-kafaalat","name":{"ur":"بینظیر کفالت پروگرام","en":"Benazir Kafaalat"},"level":"federal","status":"ongoing","verified":true,"official_url":"https://bisp.gov.pk/","helpline":"0800-26477","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/benazir-kafaalat","en":"https://haqdaar.danixsoft.com/en/schemes/benazir-kafaalat"},"status_note":{"en":"Ongoing: BISP released the new quarterly instalment on 10 March 2026.","ur":"جاری پروگرام: بی آئی ایس پی نے 10 مارچ 2026 کو نئی سہ ماہی قسط جاری کی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}},"who_for":[{"en":"Women whose household’s PMT score is within the BISP cut-off (32).","ur":"وہ خواتین جن کے گھرانے کا پی ایم ٹی اسکور بی آئی ایس پی کی حد (32) کے اندر ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Kafaalat programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YTgzNjkxM2YtN2ViMC00MjA5LWI0MDMtNzM4ZWJmMGVlNzc5"}}],"how_much":[{"en":"Rs 14,500 per quarter (since March 2026; was Rs 13,500).","ur":"ہر سہ ماہی 14,500 روپے (مارچ 2026 سے، پہلے 13,500 روپے)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}},{"en":"A plan to raise it to Rs 18,000 from January 2027 has been announced; not yet in force.","ur":"جنوری 2027 سے 18,000 روپے کرنے کا منصوبہ بتایا گیا ہے، ابھی نافذ نہیں۔","certainty":"announced","checked_at":"2026-10-26","source":{"publisher":"President's Secretariat","title":"Briefing on the Benazir Income Support Programme","kind":"press_release","date":"2026-06","url":"https://president.gov.pk/first-lady-bibi-asifa-bhutto-zardari-briefed-on-benazir-income-support-programme-2"}}],"qualifies":[{"en":"The household must be surveyed in the NSER. Eligibility is decided by the PMT (proxy means test), on a 0–100 scale.","ur":"گھرانے کا این ایس ای آر سروے ہوا ہو۔ اہلیت پی ایم ٹی (پراکسی مینز ٹیسٹ) سے طے ہوتی ہے، جو 0 سے 100 کے پیمانے پر ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Kafaalat programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YTgzNjkxM2YtN2ViMC00MjA5LWI0MDMtNzM4ZWJmMGVlNzc5"}},{"en":"The PMT score must be 32 or less; 37 for a family with a person with a disability.","ur":"پی ایم ٹی اسکور 32 یا اس سے کم ہو۔ جس گھرانے میں کوئی معذور فرد ہو، اس کے لیے حد 37 ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Kafaalat programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YTgzNjkxM2YtN2ViMC00MjA5LWI0MDMtNzM4ZWJmMGVlNzc5"}},{"en":"For transgender persons the PMT cut-off does not apply; a NADRA CNIC showing the gender as transgender and a survey at the tehsil office are required.","ur":"خواجہ سرا افراد کے لیے پی ایم ٹی حد لاگو نہیں؛ نادرا کا شناختی کارڈ (جنس: خواجہ سرا) اور تحصیل دفتر میں سروے ضروری ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Kafaalat programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YTgzNjkxM2YtN2ViMC00MjA5LWI0MDMtNzM4ZWJmMGVlNzc5"}}],"does_not_qualify":[{"en":"Households whose PMT score is above the cut-off.","ur":"جن گھرانوں کا پی ایم ٹی اسکور حد سے زیادہ ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Kafaalat programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YTgzNjkxM2YtN2ViMC00MjA5LWI0MDMtNzM4ZWJmMGVlNzc5"}}],"documents":[{"en":"If a beneficiary dies, her family (next-of-kin policy) submits her CNIC, the NADRA cancellation certificate, the union council death certificate and the family’s CNICs at the tehsil office.","ur":"کسی مستحق خاتون کی وفات پر خاندان (نیکسٹ آف کن پالیسی) کو مرحومہ کا شناختی کارڈ، نادرا کا منسوخی سرٹیفکیٹ، یونین کونسل کا ڈیتھ سرٹیفکیٹ اور خاندان کے شناختی کارڈ تحصیل دفتر میں جمع کرانے ہوتے ہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Kafaalat programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YTgzNjkxM2YtN2ViMC00MjA5LWI0MDMtNzM4ZWJmMGVlNzc5"}}],"steps":[{"en":"Visit your nearest BISP tehsil office (Benazir Registration Centre) to get your household surveyed. The survey is completely free, with no forms or fees.","ur":"اپنے قریبی بی آئی ایس پی تحصیل دفتر (بینظیر رجسٹریشن سینٹر) جا کر گھرانے کا سروے کروائیں۔ سروے بالکل مفت ہے، کوئی فارم یا فیس نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}},{"en":"If eligible, payment is made through BISP’s partner banks after biometric verification.","ur":"اہل ہونے پر ادائیگی بی آئی ایس پی کے پارٹنر بینکوں کے ذریعے بائیو میٹرک تصدیق کے بعد ہوتی ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Kafaalat programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YTgzNjkxM2YtN2ViMC00MjA5LWI0MDMtNzM4ZWJmMGVlNzc5"}},{"en":"BISP says all future payments will be made through SIM-linked digital wallets. If you have not received your free SIM, collect it from the nearest BISP office.","ur":"بی آئی ایس پی کے مطابق آئندہ تمام ادائیگیاں سم سے منسلک ڈیجیٹل والٹ کے ذریعے ہوں گی۔ اگر مفت سم نہیں ملی تو قریبی بی آئی ایس پی دفتر سے لیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}}],"changes":[{"at":"2026-06","text":{"ur":"جنوری 2027 سے رقم 18,000 روپے کرنے کے منصوبے کا اعلان (ابھی نافذ نہیں)۔","en":"Plan announced to raise the stipend to Rs 18,000 from January 2027 (not yet in force)."},"src":"president-2026-06"},{"at":"2026-03-10","text":{"ur":"سہ ماہی رقم 13,500 سے بڑھ کر 14,500 روپے ہو گئی۔","en":"Quarterly stipend raised from Rs 13,500 to Rs 14,500."},"src":"bisp-pr-2026-03"}]},{"slug":"benazir-taleemi-wazaif","name":{"ur":"بینظیر تعلیمی وظائف","en":"Benazir Taleemi Wazaif"},"level":"federal","status":"ongoing","verified":true,"official_url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3","helpline":"0800-26477","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/benazir-taleemi-wazaif","en":"https://haqdaar.danixsoft.com/en/schemes/benazir-taleemi-wazaif"},"status_note":{"en":"Ongoing. A Rs 500 rise in stipends was announced in March 2026.","ur":"جاری پروگرام۔ مارچ 2026 میں وظائف میں 500 روپے اضافے کا اعلان ہوا۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}},"who_for":[{"en":"Children of an active BISP Kafaalat beneficiary.","ur":"بی آئی ایس پی کفالت کی فعال مستحق خاتون کے بچے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}}],"how_much":[{"en":"Official page, per quarter: primary boy Rs 1,500, girl Rs 2,000; secondary boy Rs 2,500, girl Rs 3,000; higher secondary boy Rs 3,500, girl Rs 4,000.","ur":"سرکاری صفحے پر فی سہ ماہی: پرائمری لڑکا 1,500، لڑکی 2,000؛ سیکنڈری لڑکا 2,500، لڑکی 3,000؛ ہائر سیکنڈری لڑکا 3,500، لڑکی 4,000 روپے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"10 March 2026: stipends increased by Rs 500.","ur":"10 مارچ 2026: وظائف میں 500 روپے اضافے کا اعلان۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}},{"en":"The new amount for each level after the rise (whether Rs 500 is added to every rate) is not confirmed officially.","ur":"اضافے کے بعد ہر درجے کی نئی رقم (کیا ہر رقم میں 500 جمع ہوں گے) کی سرکاری تصدیق نہیں ملی۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}}],"qualifies":[{"en":"Age: 4–12 for primary, 8–18 for secondary, 13–22 for higher secondary.","ur":"عمر: پرائمری کے لیے 4 سے 12 سال، سیکنڈری کے لیے 8 سے 18 سال، ہائر سیکنڈری کے لیے 13 سے 22 سال۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"The child must be admitted to a school or college in any district.","ur":"بچہ ملک کے کسی بھی ضلع کے اسکول یا کالج میں داخل ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"At least 70% attendance in each quarter (a condition for payment from the second quarter).","ur":"ہر سہ ماہی میں کم از کم 70 فیصد حاضری (دوسری سہ ماہی سے ادائیگی کی شرط)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"A one-time Rs 3,000 graduation bonus for girls who complete primary.","ur":"پرائمری مکمل کرنے پر لڑکیوں کے لیے ایک بار 3,000 روپے کا گریجویشن بونس۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}}],"does_not_qualify":[{"en":"Children whose mother or household is not active in Kafaalat.","ur":"جن بچوں کی والدہ/گھرانہ کفالت میں فعال نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}}],"documents":[{"en":"The beneficiary’s CNIC.","ur":"مستحق خاتون کا شناختی کارڈ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"The child’s NADRA B-form/CRC (verified with NADRA).","ur":"بچے کا نادرا ب-فارم/سی آر سی (نادرا سے تصدیق لازمی)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"A school/college admission slip showing class and institution, verified by the teacher.","ur":"اسکول/کالج کی داخلہ سلپ جس پر کلاس اور ادارے کا نام ہو، استاد سے تصدیق شدہ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}}],"steps":[{"en":"Get the child admitted to a school or college.","ur":"بچے کو اسکول یا کالج میں داخل کروائیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"The beneficiary visits a BISP enrolment camp or field office with the child and the documents.","ur":"مستحق خاتون بچے اور کاغذات کے ساتھ بی آئی ایس پی اندراج کیمپ یا فیلڈ دفتر جائے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}},{"en":"The first quarter is paid after enrolment is verified; after that 70% attendance is required.","ur":"داخلے کی تصدیق کے بعد پہلی سہ ماہی کی رقم جاری ہوتی ہے؛ اس کے بعد 70 فیصد حاضری ضروری ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Taleemi Wazaif programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YzNlY2Q2ZGYtNjIwZS00MjNiLWFhMmEtZGM5NWNkMjZhMjQ3"}}],"changes":[{"at":"2026-03-10","text":{"ur":"تعلیمی وظائف میں 500 روپے اضافے کا اعلان۔","en":"Taleemi Wazaif stipends increased by Rs 500."},"src":"bisp-pr-2026-03"}]},{"slug":"benazir-nashonuma","name":{"ur":"بینظیر نشوونما پروگرام","en":"Benazir Nashonuma"},"level":"federal","status":"ongoing","verified":true,"official_url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3","helpline":"0800-26477","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/benazir-nashonuma","en":"https://haqdaar.danixsoft.com/en/schemes/benazir-nashonuma"},"status_note":{"en":"Ongoing: run in 158 districts with over 558 Nashonuma centres.","ur":"جاری پروگرام: ملک کے 158 اضلاع میں 558 سے زیادہ نشوونما سینٹرز۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},"who_for":[{"en":"Pregnant or breastfeeding women aged 18–59 already in Kafaalat, and children under two of a Kafaalat beneficiary.","ur":"کفالت میں پہلے سے شامل 18 سے 59 سال کی حاملہ یا دودھ پلانے والی خواتین، اور کفالت مستحق کے دو سال سے کم عمر بچے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}}],"how_much":[{"en":"Official page, per quarter: pregnant woman Rs 3,500, boy under two Rs 3,500, girl under two Rs 4,000.","ur":"سرکاری صفحے پر فی سہ ماہی: حاملہ خاتون 3,500، لڑکا (دو سال سے کم) 3,500، لڑکی (دو سال سے کم) 4,000 روپے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"10 March 2026: Nashonuma stipends increased by Rs 500.","ur":"10 مارچ 2026: نشوونما وظائف میں 500 روپے اضافے کا اعلان۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}},{"en":"The new amount for each type after the rise is not confirmed officially.","ur":"اضافے کے بعد ہر قسم کی نئی رقم کی سرکاری تصدیق نہیں ملی۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}}],"qualifies":[{"en":"A pregnant (any stage) or breastfeeding woman aged 18–59 already enrolled in Kafaalat.","ur":"حاملہ (کسی بھی مرحلے میں) یا دودھ پلانے والی خاتون، عمر 18 سے 59 سال، جو کفالت میں پہلے سے شامل ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"Children under two of a Kafaalat beneficiary. A child leaves the programme at age two.","ur":"کفالت مستحق کے دو سال سے کم عمر بچے۔ بچہ دو سال کا ہونے پر پروگرام سے نکل جاتا ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"The beneficiary must live in an area where the programme runs.","ur":"خاتون اس علاقے کی رہائشی ہو جہاں پروگرام چل رہا ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}}],"does_not_qualify":[{"en":"Women who are not enrolled in Kafaalat.","ur":"جو خواتین کفالت میں شامل نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}}],"documents":[{"en":"Pregnancy screening at a registered health facility.","ur":"رجسٹرڈ ہیلتھ مرکز سے حمل کی تصدیق (اسکریننگ)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"The beneficiary’s CNIC.","ur":"مستحق خاتون کا شناختی کارڈ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"A NADRA Family Registration Certificate (FRC) to register the child.","ur":"بچے کے اندراج کے لیے نادرا کا فیملی رجسٹریشن سرٹیفکیٹ (ایف آر سی)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"An EPI immunisation card.","ur":"ای پی آئی کا حفاظتی ٹیکوں کا کارڈ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}}],"steps":[{"en":"Visit the nearest Nashonuma centre and get pregnancy screening.","ur":"قریبی نشوونما سینٹر جائیں اور حمل کی اسکریننگ کروائیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"Enrol with the documents.","ur":"کاغذات کے ساتھ اندراج کروائیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}},{"en":"Conditions for payment: regular health check-ups, taking the recommended special nutritious food, routine immunisation and quarterly growth monitoring.","ur":"رقم کی شرائط: باقاعدہ طبی معائنے، تجویز کردہ خصوصی غذا کا استعمال، بچوں کے حفاظتی ٹیکے اور ہر سہ ماہی نشوونما کی جانچ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Benazir Nashonuma programme page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/YjAyMjI5ZDQtMTVkOC00YTNlLWE5NjctMjA1NTYwN2JhOTE3"}}],"changes":[{"at":"2026-03-10","text":{"ur":"نشوونما وظائف میں 500 روپے اضافے کا اعلان۔","en":"Nashonuma stipends increased by Rs 500."},"src":"bisp-pr-2026-03"}]},{"slug":"nser-registration","name":{"ur":"بی آئی ایس پی رجسٹریشن (این ایس ای آر سروے)","en":"BISP registration (NSER survey)"},"level":"federal","status":"ongoing","verified":true,"official_url":"https://bisp.gov.pk/Detail/Y2M0MjU2MDctYzE3My00YTNkLWFlODctMWNmNDM0ODhjZGFj","helpline":"0800-26477","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/nser-registration","en":"https://haqdaar.danixsoft.com/en/schemes/nser-registration"},"status_note":{"en":"Ongoing: BISP keeps registration desks in every tehsil.","ur":"جاری: ہر تحصیل میں بی آئی ایس پی رجسٹریشن ڈیسک مستقل طور پر موجود ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"National Socio-Economic Registry (NSER) page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/Y2M0MjU2MDctYzE3My00YTNkLWFlODctMWNmNDM0ODhjZGFj"}},"who_for":[{"en":"Any household that wants to be assessed or to update its details.","ur":"ہر وہ گھرانہ جو اپنی معاشی حالت کا جائزہ لگوانا یا اپنی معلومات اپ ڈیٹ کروانا چاہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"National Socio-Economic Registry (NSER) page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/Y2M0MjU2MDctYzE3My00YTNkLWFlODctMWNmNDM0ODhjZGFj"}}],"how_much":[{"en":"The survey is completely free: no forms, no fees.","ur":"سروے بالکل مفت ہے: نہ کوئی فارم، نہ فیس۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}}],"qualifies":[{"en":"Registration desks serve households missed in the survey, households updating their details, and those with mismatched information.","ur":"رجسٹریشن ڈیسک ان گھرانوں کے لیے ہیں جو سروے میں رہ گئے، جن کی معلومات اپ ڈیٹ ہونی ہیں، یا جن کی معلومات میں فرق ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"National Socio-Economic Registry (NSER) page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/Y2M0MjU2MDctYzE3My00YTNkLWFlODctMWNmNDM0ODhjZGFj"}}],"does_not_qualify":[],"documents":[],"steps":[{"en":"Go to the registration desk at your nearest BISP tehsil office.","ur":"اپنے قریبی بی آئی ایس پی تحصیل دفتر کے رجسٹریشن ڈیسک پر جائیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"National Socio-Economic Registry (NSER) page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/Y2M0MjU2MDctYzE3My00YTNkLWFlODctMWNmNDM0ODhjZGFj"}},{"en":"The survey is free. Do not pay anyone and do not buy any “form”.","ur":"سروے مفت ہے۔ کسی کو پیسے نہ دیں اور کوئی \"فارم\" نہ خریدیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"Press Release No. 20","kind":"press_release","date":"2026-03-10","url":"https://www.bisp.gov.pk/SiteImage/Misc/files/20%281%29.pdf"}},{"en":"In hard-to-reach areas BISP also sends mobile registration vans.","ur":"دور دراز علاقوں میں بی آئی ایس پی کی رجسٹریشن وین بھی آتی ہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"BISP","title":"National Socio-Economic Registry (NSER) page","kind":"official_site","date":null,"url":"https://bisp.gov.pk/Detail/Y2M0MjU2MDctYzE3My00YTNkLWFlODctMWNmNDM0ODhjZGFj"}}],"changes":[]},{"slug":"pm-youth-loan","name":{"ur":"وزیرِ اعظم یوتھ بزنس اینڈ ایگریکلچر لون اسکیم","en":"PM Youth Business & Agriculture Loan Scheme"},"level":"federal","status":"unclear","verified":false,"official_url":"https://pmyp.gov.pk/","helpline":null,"guide":{"ur":"https://haqdaar.danixsoft.com/schemes/pm-youth-loan","en":"https://haqdaar.danixsoft.com/en/schemes/pm-youth-loan"},"status_note":{"en":"One bank notice said the scheme ran until 30 June 2026. Its status after that is not confirmed officially.","ur":"ایک بینک نوٹس کے مطابق اسکیم 30 جون 2026 تک تھی۔ اس کے بعد کی صورتحال کی سرکاری تصدیق نہیں ہو سکی۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Bank notices and secondary guides","title":"Loan tiers and validity date as reported","kind":"third_party","date":null,"url":null}},"who_for":[{"en":"Pakistani citizens aged 21–45 (18+ for IT and e-commerce).","ur":"21 سے 45 سال کے پاکستانی شہری (آئی ٹی/ای کامرس کے لیے 18 سال سے زیادہ)۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Bank notices and secondary guides","title":"Loan tiers and validity date as reported","kind":"third_party","date":null,"url":null}}],"how_much":[{"en":"Tier 1: small interest-free loans. Tier 2: up to Rs 1.5 million at 5%. Tier 3: up to Rs 7.5 million at 7%.","ur":"درجہ 1: چھوٹے بلاسود قرض۔ درجہ 2: 15 لاکھ روپے تک 5 فیصد پر۔ درجہ 3: 75 لاکھ روپے تک 7 فیصد پر۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Bank notices and secondary guides","title":"Loan tiers and validity date as reported","kind":"third_party","date":null,"url":null}}],"qualifies":[{"en":"Age 21–45; at least 18 for IT and e-commerce businesses.","ur":"21 سے 45 سال عمر؛ آئی ٹی اور ای کامرس کاروبار کے لیے کم از کم 18 سال۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Bank notices and secondary guides","title":"Loan tiers and validity date as reported","kind":"third_party","date":null,"url":null}}],"does_not_qualify":[],"documents":[],"steps":[{"en":"Apply on pmyp.gov.pk; participating banks then process the application.","ur":"درخواست فارم ⁦pmyp.gov.pk⁩ پر، جس کے بعد شریک بینک درخواست دیکھتے ہیں۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Bank notices and secondary guides","title":"Loan tiers and validity date as reported","kind":"third_party","date":null,"url":null}}],"changes":[]},{"slug":"asaan-karobar-card","name":{"ur":"وزیرِ اعلیٰ پنجاب آسان کاروبار کارڈ","en":"CM Punjab Asaan Karobar Card"},"level":"punjab","status":"ongoing","verified":true,"official_url":"https://akc.punjab.gov.pk/","helpline":"1786","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/asaan-karobar-card","en":"https://haqdaar.danixsoft.com/en/schemes/asaan-karobar-card"},"status_note":{"en":"The official page lists the terms and how to apply. Any 2026 changes are not confirmed.","ur":"سرکاری صفحے پر اسکیم کی شرائط اور درخواست کا طریقہ موجود ہے۔ 2026 میں کسی تبدیلی کی تصدیق نہیں ہوئی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},"who_for":[{"en":"Small entrepreneurs in Punjab aged 21–57, with a new or existing business.","ur":"پنجاب کے 21 سے 57 سال کے چھوٹے کاروباری، نیا یا موجودہ کاروبار۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}}],"how_much":[{"en":"Up to Rs 1 million, 0% interest to the borrower, 3-year term.","ur":"زیادہ سے زیادہ 10 لاکھ روپے، قرض لینے والے کے لیے سود 0 فیصد، مدت 3 سال۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},{"en":"Non-refundable processing fee Rs 500. Annual card fee Rs 25,000 + FED, recovered from the approved limit.","ur":"ناقابلِ واپسی پروسیسنگ فیس 500 روپے۔ سالانہ کارڈ فیس 25,000 روپے + ایف ای ڈی، جو منظور شدہ حد سے کاٹی جاتی ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}}],"qualifies":[{"en":"Age 21–57, Pakistani national, resident in Punjab.","ur":"عمر 21 سے 57 سال، پاکستانی شہری، پنجاب کا رہائشی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},{"en":"A valid CNIC and a mobile number registered in your own name.","ur":"درست شناختی کارڈ اور اپنے نام پر رجسٹرڈ موبائل نمبر۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},{"en":"An existing or planned business located in Punjab.","ur":"پنجاب میں موجودہ یا مجوزہ کاروبار۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},{"en":"A satisfactory credit and psychometric assessment, and a clean credit history with no overdue loans.","ur":"تسلی بخش کریڈٹ اور سائیکومیٹرک جائزہ، صاف کریڈٹ ہسٹری اور کوئی واجب الادا قرض نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}}],"does_not_qualify":[{"en":"Only one application per person and per business.","ur":"ہر فرد اور کاروبار صرف ایک درخواست دے سکتا ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}}],"documents":[],"steps":[{"en":"Apply online on the PITB portal, akc.punjab.gov.pk.","ur":"درخواست آن لائن پی آئی ٹی بی پورٹل ⁦akc.punjab.gov.pk⁩ پر دیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},{"en":"Pay the Rs 500 non-refundable processing fee through the official portal. Do not pay any agent.","ur":"500 روپے کی ناقابلِ واپسی پروسیسنگ فیس، سرکاری پورٹل کے ذریعے۔ کسی ایجنٹ کو پیسے نہ دیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},{"en":"Authorised agencies verify your CNIC, credit history and business premises.","ur":"شناختی کارڈ، کریڈٹ اور کاروبار کی جگہ کی ڈیجیٹل تصدیق مجاز ادارے کرتے ہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}},{"en":"The first 50% of the limit is usable in the first 6 months; the second 50% is released after regular repayments and PRA/FBR registration.","ur":"پہلی 50 فیصد حد پہلے 6 ماہ میں استعمال کے لیے ملتی ہے؛ باقی 50 فیصد باقاعدہ ادائیگی اور پی آر اے/ایف بی آر رجسٹریشن کے بعد۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Asaan Karobar Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/6368"}}],"changes":[]},{"slug":"kp-ehsaas-naujawan","name":{"ur":"خیبر پختونخوا احساس نوجوان پروگرام","en":"KP Ehsaas Naujawan Programme"},"level":"kp","status":"ongoing","verified":true,"official_url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme","helpline":null,"guide":{"ur":"https://haqdaar.danixsoft.com/schemes/kp-ehsaas-naujawan","en":"https://haqdaar.danixsoft.com/en/schemes/kp-ehsaas-naujawan"},"status_note":{"en":"The KP Youth Affairs Department page describes the programme (7 Nov 2024). Later changes are not confirmed.","ur":"خیبر پختونخوا محکمہ امورِ نوجوانان کے صفحے پر پروگرام کی تفصیل موجود ہے (7 نومبر 2024)۔ اس کے بعد کی کسی تبدیلی کی تصدیق نہیں ہوئی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}},"who_for":[{"en":"Young people aged 18–35.","ur":"18 سے 35 سال کے نوجوان۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}}],"how_much":[{"en":"Small business: up to Rs 500,000 (through Akhuwat), repaid over 36 months after a one-month grace period.","ur":"چھوٹا کاروبار: 5 لاکھ روپے تک (اخوت کے ذریعے)، ایک ماہ رعایتی مدت کے بعد 36 ماہ میں واپسی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}},{"en":"Larger business: Rs 1 million to Rs 5 million (through the Bank of Khyber), repaid over 72 months after a grace period of up to 20 months.","ur":"بڑا کاروبار: 10 لاکھ سے 50 لاکھ روپے (بینک آف خیبر کے ذریعے)، زیادہ سے زیادہ 20 ماہ رعایتی مدت کے بعد 72 ماہ میں واپسی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}},{"en":"All loans are fully interest-free.","ur":"تمام قرضے مکمل طور پر سود سے پاک ہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}}],"qualifies":[{"en":"Age 18 to 35.","ur":"عمر 18 سے 35 سال۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}},{"en":"Funds are shared across all districts of the province in proportion to population.","ur":"فنڈز صوبے کے تمام اضلاع میں آبادی کے تناسب سے تقسیم کیے گئے ہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}},{"en":"Loans without collateral.","ur":"بغیر ضمانت (کولیٹرل) کے قرض۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}}],"does_not_qualify":[],"documents":[],"steps":[{"en":"Bank of Khyber loans (Rs 1–5 million): apply on the online portal ehsaasnaujawan.bok.com.pk, as given on the official page.","ur":"بینک آف خیبر کے قرض (10 سے 50 لاکھ): سرکاری صفحے کے مطابق آن لائن پورٹل ⁦ehsaasnaujawan.bok.com.pk⁩ پر درخواست۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}},{"en":"Akhuwat loans (up to Rs 500,000): apply at your nearest Akhuwat branch. The branch list is linked from the official page.","ur":"اخوت کے قرض (5 لاکھ تک): قریبی اخوت برانچ جا کر درخواست دیں۔ برانچوں کی فہرست سرکاری صفحے پر ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Youth Affairs Department, Khyber Pakhtunkhwa","title":"Ehsaas Naujawan Programme news page","kind":"official_site","date":null,"url":"https://kpyouthaffairs.gov.pk/news/ehsaas-naujawan-programme"}}],"changes":[{"at":"2024-11-07","text":{"ur":"پروگرام کی تفصیلات سرکاری صفحے پر شائع ہوئیں۔","en":"Programme details published on the official page."},"src":"kp-naujawan"}]},{"slug":"pm-laptop-scheme","name":{"ur":"وزیرِ اعظم یوتھ لیپ ٹاپ اسکیم","en":"PM Youth Laptop Scheme"},"level":"federal","status":"unclear","verified":false,"official_url":"https://laptop.pmyp.gov.pk/","helpline":null,"guide":{"ur":"https://haqdaar.danixsoft.com/schemes/pm-laptop-scheme","en":"https://haqdaar.danixsoft.com/en/schemes/pm-laptop-scheme"},"status_note":{"en":"Third-party guides say Phase V registration closed on 1 August 2026. The official site did not load when we checked.","ur":"غیر سرکاری رہنماؤں کے مطابق پانچویں مرحلے کی رجسٹریشن 1 اگست 2026 کو بند ہوئی۔ سرکاری ویب سائٹ ہمارے چیک کے وقت نہیں کھلی۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Third-party guides (test-prep sites)","title":"Phase V dates and rules as reported","kind":"third_party","date":null,"url":null}},"who_for":[{"en":"Public-university students who meet the CGPA criteria.","ur":"سرکاری جامعات کے وہ طلبہ جو سی جی پی اے کی شرط پوری کریں۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Third-party guides (test-prep sites)","title":"Phase V dates and rules as reported","kind":"third_party","date":null,"url":null}}],"how_much":[{"en":"One laptop (not cash).","ur":"ایک لیپ ٹاپ (رقم نہیں)۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Third-party guides (test-prep sites)","title":"Phase V dates and rules as reported","kind":"third_party","date":null,"url":null}}],"qualifies":[{"en":"Enrolment at a public university and the set CGPA threshold.","ur":"سرکاری جامعہ میں داخلہ اور سی جی پی اے کی مقررہ حد۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Third-party guides (test-prep sites)","title":"Phase V dates and rules as reported","kind":"third_party","date":null,"url":null}}],"does_not_qualify":[{"en":"A student who gets a laptop from one scheme cannot get one from another.","ur":"ایک لیپ ٹاپ اسکیم سے لیپ ٹاپ لینے والا دوسری سے نہیں لے سکتا۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Third-party guides (test-prep sites)","title":"Phase V dates and rules as reported","kind":"third_party","date":null,"url":null}}],"documents":[],"steps":[{"en":"Apply only on laptop.pmyp.gov.pk, when registration is open.","ur":"درخواست صرف ⁦laptop.pmyp.gov.pk⁩ پر، جب رجسٹریشن کھلی ہو۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"PM's Youth Laptop Scheme","title":"Official scheme website","kind":"official_site","date":null,"url":"https://laptop.pmyp.gov.pk/"}}],"changes":[]},{"slug":"cm-punjab-laptop-scheme","name":{"ur":"وزیرِ اعلیٰ پنجاب لیپ ٹاپ اسکیم (فیز II)","en":"CM Punjab Laptop Scheme (Phase II)"},"level":"punjab","status":"closed","verified":true,"official_url":"https://cmlaptophed.punjab.gov.pk/","helpline":null,"guide":{"ur":"https://haqdaar.danixsoft.com/schemes/cm-punjab-laptop-scheme","en":"https://haqdaar.danixsoft.com/en/schemes/cm-punjab-laptop-scheme"},"status_note":{"en":"Phase II applications are closed. Distribution is under way (Sahiwal Division ceremony, 15 October 2026). No next round has been announced officially.","ur":"فیز II کی درخواستیں بند ہیں۔ تقسیم جاری ہے (ساہیوال ڈویژن کی تقریب 15 اکتوبر 2026)۔ اگلے مرحلے کا ابھی سرکاری اعلان نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}},"who_for":[{"en":"Punjab-domicile students in the 1st or 2nd semester of BS, admission year 2025.","ur":"پنجاب ڈومیسائل والے، سال 2025 میں داخل ہونے والے بی ایس کے پہلے یا دوسرے سمسٹر کے طلبہ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}}],"how_much":[{"en":"One laptop; there is no application fee.","ur":"ایک لیپ ٹاپ، کوئی درخواست فیس نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}},{"en":"Phase II: the last date was 20 April 2026; the deadline to resubmit returned applications was 31 May 2026.","ur":"فیز II: آخری تاریخ 20 اپریل 2026 تھی؛ واپس کی گئی درخواستوں کی دوبارہ جمع کرانے کی آخری تاریخ 31 مئی 2026 تھی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}}],"qualifies":[{"en":"A domicile from any district of Punjab.","ur":"پنجاب کے کسی بھی ضلع کا ڈومیسائل۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}},{"en":"1st or 2nd semester of BS at a public university/college or a listed chartered federal/private university (admission 2025); public medical, dental and nursing colleges are included.","ur":"سرکاری یونیورسٹی/کالج یا فہرست میں شامل چارٹرڈ وفاقی/پرائیویٹ یونیورسٹی میں بی ایس کا پہلا یا دوسرا سمسٹر (داخلہ 2025)؛ سرکاری میڈیکل/ڈینٹل اور نرسنگ کالجز بھی شامل۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}},{"en":"Minimum Intermediate marks: 65% for BS and BS Nursing, 80% for MBBS/BDS, 75% for DVM, 55% for non-Muslim BS students. Blind students are exempt from the marks requirement.","ur":"انٹرمیڈیٹ میں کم از کم نمبر: بی ایس اور بی ایس نرسنگ 65 فیصد، ایم بی بی ایس/بی ڈی ایس 80 فیصد، ڈی وی ایم 75 فیصد، غیر مسلم طلبہ (بی ایس) 55 فیصد۔ نابینا طلبہ نمبروں کی شرط سے مستثنیٰ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}}],"does_not_qualify":[{"en":"A student who has already received a laptop from any other scheme.","ur":"جو طالب علم کسی اور لیپ ٹاپ اسکیم سے لیپ ٹاپ لے چکا ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}}],"documents":[{"en":"CNIC (front and back copies).","ur":"شناختی کارڈ (آگے اور پیچھے کی کاپی)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}},{"en":"Matric and Intermediate certificates, and an equivalence certificate if applicable.","ur":"میٹرک اور انٹرمیڈیٹ کی اسناد، اور اگر لاگو ہو تو ایکویویلنس سرٹیفکیٹ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}},{"en":"Domicile certificate.","ur":"ڈومیسائل سرٹیفکیٹ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}}],"steps":[{"en":"Applications only on the official online portal; manual applications are not accepted.","ur":"درخواست صرف سرکاری آن لائن پورٹل پر؛ دستی درخواستیں قبول نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}},{"en":"Keep your email correct; if it is wrong, ask your college/university focal person to fix it.","ur":"اپنی ای میل درست رکھیں؛ غلط ہو تو اپنے کالج/یونیورسٹی کے فوکل پرسن سے درست کروائیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Higher Education Department, Punjab","title":"CM Punjab Laptop Scheme website","kind":"official_site","date":null,"url":"https://cmlaptophed.punjab.gov.pk/"}}],"changes":[{"at":"2026-10-13","text":{"ur":"سرکاری نوٹس: ساہیوال ڈویژن میں لیپ ٹاپ تقسیم کی تقریب 15 اکتوبر 2026 کو۔","en":"Official notice: Sahiwal Division laptop distribution ceremony on 15 October 2026."},"src":"cm-laptop"},{"at":"2026-05-21","text":{"ur":"واپس کی گئی درخواستیں دوبارہ جمع کرانے کی آخری تاریخ 31 مئی 2026 تک بڑھا دی گئی۔","en":"Deadline to resubmit returned applications extended to 31 May 2026."},"src":"cm-laptop"},{"at":"2026-04-10","text":{"ur":"درخواست کی آخری تاریخ 20 اپریل 2026 کا اعلان۔","en":"Last date to apply announced as 20 April 2026."},"src":"cm-laptop"},{"at":"2026-01-25","text":{"ur":"فیز II پورٹل درخواستوں کے لیے کھل گیا؛ پرائیویٹ یونیورسٹیوں کے طلبہ بھی شامل۔","en":"Phase II portal opened for applications; private-university students included."},"src":"cm-laptop"}]},{"slug":"punjab-kissan-card","name":{"ur":"وزیرِ اعلیٰ پنجاب کسان کارڈ","en":"CM Punjab Kissan Card"},"level":"punjab","status":"ongoing","verified":true,"official_url":"https://punjab.gov.pk/node/5690","helpline":"8070","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/punjab-kissan-card","en":"https://haqdaar.danixsoft.com/en/schemes/punjab-kissan-card"},"status_note":{"en":"The official page gives the registration method (8070). Any change to the limits for 2026 is not confirmed.","ur":"سرکاری صفحے پر رجسٹریشن کا طریقہ (8070) موجود ہے۔ 2026 کی حدوں میں کسی تبدیلی کی تصدیق نہیں ہوئی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}},"who_for":[{"en":"Farmers with up to 12.5 acres whose land record is in PLRA.","ur":"ساڑھے 12 ایکڑ تک زمین والے کسان جن کی زمین کا ریکارڈ پی ایل آر اے میں ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}}],"how_much":[{"en":"Up to Rs 150,000 per farmer per season (for 5 acres, at Rs 30,000 per acre).","ur":"فی کسان فی سیزن زیادہ سے زیادہ 1,50,000 روپے (5 ایکڑ کے لیے، 30,000 روپے فی ایکڑ)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}},{"en":"The card is valid for 6 months, followed by a one-month grace period for repayment.","ur":"کارڈ 6 ماہ کے لیے ہے؛ اس کے بعد ادائیگی کے لیے ایک ماہ کی رعایتی مدت۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}},{"en":"Limits for 2026, and the card’s use for wheat support, are not confirmed officially.","ur":"2026 کی حدوں یا گندم سپورٹ کے لیے کارڈ کے نئے استعمال کی سرکاری تصدیق نہیں ملی۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Dunya News (launch coverage, 2024)","title":"Kissan Card limit as reported at launch","kind":"news_report","date":"2024","url":null}}],"qualifies":[{"en":"All farmers with land holdings of up to 12.5 acres.","ur":"ساڑھے 12 ایکڑ تک زمین والے تمام کسان۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}},{"en":"A mobile SIM registered against your own CNIC (PMD verified).","ur":"اپنے شناختی کارڈ پر رجسٹرڈ (پی ایم ڈی سے تصدیق شدہ) موبائل سم۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}},{"en":"You own land and its record is available in PLRA.","ur":"زمین کا مالک ہو اور زمین کا ریکارڈ پی ایل آر اے میں موجود ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}}],"does_not_qualify":[{"en":"The money can only be used for farm inputs (fertiliser, seed, etc.), not general cash needs.","ur":"رقم صرف زرعی سامان (کھاد، بیج وغیرہ) کے لیے ہے، نقد ضرورت کے لیے نہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}}],"documents":[],"steps":[{"en":"From a SIM registered in your name, type: pkc, a space, then your CNIC number, and send it to 8070. (Send your CNIC only to this official code from your own phone, never to a website.)","ur":"اپنے نام پر رجسٹرڈ سم سے یہ ایس ایم ایس لکھیں: pkc، پھر خالی جگہ، پھر اپنا شناختی کارڈ نمبر، اور 8070 پر بھیجیں۔ (یہ نمبر صرف سرکاری کوڈ پر اپنے فون سے بھیجیں، کسی ویب سائٹ پر نہیں۔)","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}},{"en":"After registration you are verified digitally against PLRA, NADRA, PMD and eCIB records.","ur":"رجسٹریشن کے بعد پی ایل آر اے، نادرا، پی ایم ڈی اور ای سی آئی بی سے ڈیجیٹل تصدیق ہوتی ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}},{"en":"After verification, the Bank of Punjab issues the Kissan Card.","ur":"تصدیق کے بعد بینک آف پنجاب کسان کارڈ جاری کرتا ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab","title":"Kissan Card page","kind":"official_site","date":null,"url":"https://punjab.gov.pk/node/5690"}}],"changes":[]},{"slug":"sindh-hari-card","name":{"ur":"سندھ بینظیر ہاری کارڈ","en":"Sindh Benazir Hari Card"},"level":"sindh","status":"unclear","verified":false,"official_url":null,"helpline":null,"guide":{"ur":"https://haqdaar.danixsoft.com/schemes/sindh-hari-card","en":"https://haqdaar.danixsoft.com/en/schemes/sindh-hari-card"},"status_note":{"en":"We could not find an official page for this card on Sindh government websites.","ur":"ہم سندھ حکومت کی ویب سائٹس پر اس کارڈ کا سرکاری صفحہ نہیں ڈھونڈ سکے۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"No official source found yet","title":"We searched but could not confirm this from a Sindh government source","kind":"third_party","date":null,"url":null}},"who_for":[{"en":"Registered farmers in Sindh.","ur":"سندھ کے رجسٹرڈ کسان۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"No official source found yet","title":"We searched but could not confirm this from a Sindh government source","kind":"third_party","date":null,"url":null}}],"how_much":[{"en":"We found no confirmed amount, so we show none.","ur":"ہمیں کوئی مصدقہ رقم نہیں ملی، اس لیے ہم کوئی رقم نہیں بتا رہے۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"No official source found yet","title":"We searched but could not confirm this from a Sindh government source","kind":"third_party","date":null,"url":null}}],"qualifies":[{"en":"Eligibility rules could not be confirmed officially.","ur":"اہلیت کی شرائط کی سرکاری تصدیق نہیں ہو سکی۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"No official source found yet","title":"We searched but could not confirm this from a Sindh government source","kind":"third_party","date":null,"url":null}}],"does_not_qualify":[],"documents":[],"steps":[{"en":"Ask the Sindh Agriculture Department district office directly. Do not give your CNIC to any website or agent.","ur":"محکمہ زراعت سندھ کے ضلعی دفتر سے براہِ راست پوچھیں۔ کسی ویب سائٹ یا ایجنٹ کو شناختی کارڈ نمبر نہ دیں۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"No official source found yet","title":"We searched but could not confirm this from a Sindh government source","kind":"third_party","date":null,"url":null}}],"changes":[]},{"slug":"apni-chhat-apna-ghar","name":{"ur":"اپنی چھت اپنا گھر (پنجاب)","en":"Apni Chhat Apna Ghar (Punjab)"},"level":"punjab","status":"ongoing","verified":true,"official_url":"https://acag.punjab.gov.pk/","helpline":"0800-09100","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/apni-chhat-apna-ghar","en":"https://haqdaar.danixsoft.com/en/schemes/apni-chhat-apna-ghar"},"status_note":{"en":"The official portal accepts applications.","ur":"سرکاری پورٹل پر درخواست کا نظام موجود ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar portal","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/"}},"who_for":[{"en":"Punjab residents who own a plot of up to 5 marla (urban) or 10 marla (rural).","ur":"پنجاب کے رہائشی جن کے پاس شہر میں 5 مرلہ یا دیہات میں 10 مرلہ تک اپنا پلاٹ ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/EligibilityCriteria"}}],"how_much":[{"en":"Up to Rs 1.5 million, interest-free, repaid in easy monthly instalments over 7 years. Paid out in tranches.","ur":"زیادہ سے زیادہ 15 لاکھ روپے، بلاسود، 7 سال میں آسان ماہانہ اقساط۔ رقم قسطوں (ٹرانچز) میں ملتی ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"About the Apni Chhat Apna Ghar programme","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/AboutProgramme"}}],"qualifies":[{"en":"A resident of Punjab with a CNIC.","ur":"پنجاب کا رہائشی، شناختی کارڈ رکھنے والا۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/EligibilityCriteria"}},{"en":"Registered in NSER/PSER with a PMT score of 60 or less.","ur":"این ایس ای آر/پی ایس ای آر میں رجسٹرڈ، پی ایم ٹی اسکور 60 یا کم۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/EligibilityCriteria"}},{"en":"Sole owner of a plot of up to 5 marla (urban) or 10 marla (rural).","ur":"شہر میں 5 مرلہ یا دیہات میں 10 مرلہ تک پلاٹ کا واحد مالک۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/EligibilityCriteria"}},{"en":"Aged 21–60 when applying.","ur":"درخواست کے وقت عمر 21 سے 60 سال۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/EligibilityCriteria"}},{"en":"Income test (one route): household income of at most Rs 150,000 a month. The other route is an asset test (see the official page).","ur":"آمدنی کا معیار (ایک راستہ): گھرانے کی زیادہ سے زیادہ آمدنی 1,50,000 روپے ماہانہ۔ دوسرا راستہ اثاثوں کی شرائط کا ہے (سرکاری صفحہ دیکھیں)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/EligibilityCriteria"}}],"does_not_qualify":[{"en":"People with a criminal record or a loan default.","ur":"جن کا مجرمانہ ریکارڈ ہو یا جو کسی قرض کے نادہندہ ہوں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Chhat Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/EligibilityCriteria"}},{"en":"Older news reports gave an income limit of Rs 60,000 a month; the current official limit is Rs 150,000.","ur":"پرانی خبروں میں آمدنی کی حد 60,000 روپے ماہانہ بتائی گئی تھی؛ موجودہ سرکاری حد 1,50,000 روپے ہے۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Secondary reports of an earlier phase","title":"Income threshold reported for an earlier phase","kind":"news_report","date":null,"url":null}}],"documents":[],"steps":[{"en":"Apply online on the official portal, acag.punjab.gov.pk.","ur":"درخواست آن لائن سرکاری پورٹل ⁦acag.punjab.gov.pk⁩ پر دیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"About the Apni Chhat Apna Ghar programme","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/AboutProgramme"}},{"en":"After eligibility is confirmed, the loan is released in tranches.","ur":"اہلیت کی تصدیق کے بعد قرض قسطوں میں جاری ہوتا ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"About the Apni Chhat Apna Ghar programme","kind":"official_site","date":null,"url":"https://acag.punjab.gov.pk/Layouts/AboutProgramme"}}],"changes":[{"at":"2026-01-23","text":{"ur":"خبر: مشترکہ خاندانوں کو بھی بلاسود قرض (سرکاری تصدیق کے لیے پورٹل دیکھیں)۔","en":"Reported: joint families added to the interest-free loan (see the portal for official details)."},"src":"acag-news"}]},{"slug":"apni-zameen-apna-ghar","name":{"ur":"اپنی زمین اپنا گھر (پنجاب)","en":"Apni Zameen Apna Ghar (Punjab)"},"level":"punjab","status":"ongoing","verified":true,"official_url":"https://azag.punjab.gov.pk/","helpline":"0800-09100","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/apni-zameen-apna-ghar","en":"https://haqdaar.danixsoft.com/en/schemes/apni-zameen-apna-ghar"},"status_note":{"en":"The official portal takes applications and shows balloting results; 2,000 residential plots in the first 19 districts.","ur":"سرکاری پورٹل پر درخواست اور قرعہ اندازی کے نتائج موجود ہیں؛ پہلے 19 اضلاع میں 2,000 رہائشی پلاٹ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar portal","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/"}},"who_for":[{"en":"Permanent Punjab residents who, with their spouse and dependent children, own no plot or house anywhere in Pakistan.","ur":"پنجاب کے مستقل رہائشی جن کے، ان کے شریکِ حیات یا زیرِ کفالت بچوں کے نام پاکستان میں کہیں کوئی پلاٹ یا گھر نہ ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/eligibility"}}],"how_much":[{"en":"A free residential plot (not cash).","ur":"مفت رہائشی پلاٹ (نقد رقم نہیں)۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar portal","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/"}},{"en":"The plot size is reported as 3 marla.","ur":"پلاٹ کا سائز 3 مرلہ بتایا گیا ہے۔","certainty":"unverified","checked_at":"2026-10-26","source":{"publisher":"Gulf News","title":"Report: free housing land offered in Punjab","kind":"news_report","date":null,"url":null}}],"qualifies":[{"en":"A permanent resident of Punjab as per CNIC.","ur":"شناختی کارڈ کے مطابق پنجاب کا مستقل رہائشی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/eligibility"}},{"en":"You can apply only for schemes in your own district.","ur":"درخواست صرف اپنے ضلع کی اسکیم کے لیے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/eligibility"}},{"en":"You, your spouse and dependent children own no plot or house anywhere in Pakistan.","ur":"آپ، شریکِ حیات یا زیرِ کفالت بچوں کے نام پاکستان میں کوئی پلاٹ یا گھر نہ ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/eligibility"}}],"does_not_qualify":[{"en":"People with a criminal record or who have defaulted with any bank or financial institution.","ur":"مجرمانہ ریکارڈ والے یا کسی بینک/مالیاتی ادارے کے نادہندہ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/eligibility"}},{"en":"False information can lead to disqualification.","ur":"غلط معلومات دینے پر نااہلی ہو سکتی ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/eligibility"}}],"documents":[{"en":"Documents are scanned and uploaded on the portal; the affidavit (halafnama) form is on the official portal.","ur":"پورٹل پر دستاویزات اسکین کر کے اپ لوڈ کرنی ہوتی ہیں؛ حلف نامہ (حلف نامہ فارم) سرکاری پورٹل پر دستیاب ہے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar: how to apply","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/how-to-apply"}}],"steps":[{"en":"Go to the official portal azag.punjab.gov.pk and register or log in.","ur":"سرکاری پورٹل ⁦azag.punjab.gov.pk⁩ پر جائیں اور اکاؤنٹ بنائیں یا لاگ اِن کریں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar: how to apply","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/how-to-apply"}},{"en":"Fill in your personal and income details and upload the documents.","ur":"درخواست فارم میں ذاتی اور آمدنی کی معلومات بھریں اور دستاویزات اپ لوڈ کریں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar: how to apply","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/how-to-apply"}},{"en":"Review and submit, then track progress on the portal. Balloting results are published there.","ur":"سب کچھ چیک کر کے جمع کرائیں، پھر پورٹل پر صورتحال دیکھتے رہیں۔ قرعہ اندازی کے نتائج پورٹل پر آتے ہیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar: how to apply","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/how-to-apply"}},{"en":"After allotment, construction must start within 6 months and finish within 2 years; the plot cannot be sold or transferred for 5 years.","ur":"پلاٹ ملنے کے بعد 6 ماہ میں تعمیر شروع اور 2 سال میں مکمل کرنی ہوتی ہے؛ 5 سال تک پلاٹ بیچا یا منتقل نہیں کیا جا سکتا۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Government of Punjab (PHATA)","title":"Apni Zameen Apna Ghar eligibility criteria","kind":"official_site","date":null,"url":"https://azag.punjab.gov.pk/eligibility"}}],"changes":[]},{"slug":"punjab-himmat-card","name":{"ur":"پنجاب ہمت کارڈ","en":"Punjab Himmat Card"},"level":"punjab","status":"unclear","verified":true,"official_url":"https://dpmis.punjab.gov.pk/faqs","helpline":"1312","guide":{"ur":"https://haqdaar.danixsoft.com/schemes/punjab-himmat-card","en":"https://haqdaar.danixsoft.com/en/schemes/punjab-himmat-card"},"status_note":{"en":"The official FAQ says the programme was approved until June 2025 and may be extended. Its status after that is not confirmed.","ur":"سرکاری سوال و جواب کے مطابق پروگرام جون 2025 تک منظور تھا اور حکومت اسے بڑھا سکتی ہے۔ اس کے بعد کی صورتحال کی تصدیق نہیں ہو سکی۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}},"who_for":[{"en":"Persons with disabilities certified by Social Welfare Punjab whose CNIC is registered in Punjab.","ur":"سوشل ویلفیئر پنجاب سے تصدیق شدہ معذور افراد جن کا شناختی کارڈ پنجاب کا ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}}],"how_much":[{"en":"Rs 10,500 per quarter.","ur":"ہر سہ ماہی 10,500 روپے۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}}],"qualifies":[{"en":"Certified as a person with a disability by Social Welfare Punjab, and assessed as “not fit to work”.","ur":"سوشل ویلفیئر پنجاب سے معذور (پی ڈبلیو ڈی) کی تصدیق، اور \"کام کے قابل نہیں\" کا جائزہ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}},{"en":"Not employed in any government or private office.","ur":"کسی سرکاری یا نجی ادارے میں ملازم نہ ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}},{"en":"PMT score not above 45.","ur":"پی ایم ٹی اسکور 45 سے زیادہ نہ ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}},{"en":"CNIC registered in Punjab.","ur":"شناختی کارڈ پنجاب میں رجسٹرڈ ہو۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}}],"does_not_qualify":[{"en":"People already receiving help from BISP, PSPA, Zakat or similar.","ur":"جو بی آئی ایس پی، پی ایس پی اے، زکوٰۃ وغیرہ سے مالی امداد لے رہے ہوں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}}],"documents":[{"en":"A NADRA CNIC or B-form.","ur":"نادرا کا شناختی کارڈ یا ب-فارم۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}},{"en":"A disability certificate from the Social Welfare Department.","ur":"محکمہ سوشل ویلفیئر کا معذوری سرٹیفکیٹ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}},{"en":"Up-to-date contact details and home address.","ur":"تازہ رابطہ نمبر اور رہائشی پتہ۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}}],"steps":[{"en":"Get the disability certificate and guidance from your district/tehsil Social Welfare and Bait-ul-Maal office.","ur":"ضلع/تحصیل سوشل ویلفیئر اور بیت المال دفتر سے معذوری سرٹیفکیٹ اور رہنمائی لیں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}},{"en":"Call the 1312 helpline for help.","ur":"مدد کے لیے ہیلپ لائن 1312 پر فون کریں۔","certainty":"official","checked_at":"2026-10-26","source":{"publisher":"Social Welfare Department, Punjab","title":"Himmat Card FAQs (DPMIS)","kind":"official_site","date":null,"url":"https://dpmis.punjab.gov.pk/faqs"}}],"changes":[]}]}